We create strategies tailored to your goals.
Without any conflicts of interest we put your needs first.
We enjoy building trusted relationships that span generations.
Understanding Today’s Financial Environment
I’m David Hesseltine, a financial investment and fiduciary professional in the state of Florida. I built DHE Financial Services Inc. (DHE) located in Delray Beach, Florida, based on my personal financial investment core value: always acting professionally and in the best interest of my valuable clients.
At DHE Financial, we understand that individuals face unique challenges as they prepare for retirement and other life cycle financial goals. We can help take the mystery out of preparing for today and tomorrow. Whether your goal is saving for retirement, college savings, or estate strategy, our personalized service focuses your needs, wants, and financial objectives.
Our approach is based in the philosophy that the interest of our clients always comes first. It translates into a high quality client relationship as we pro-actively customize client's portfolios based on current and future needs, dreams, and life cycles. We believe financial education is crucial for sound financial decision making process.
We encourage pro-active financial planning because we also know that it is conducive to wellness and happiness. Taking charge of your financial planning leads to less stress and prepares you for life's inevitable changes or surprises.
Together with my team of solid professional partners, we have a combined 60 plus years of experience in financial investment services. We can help you address your today's financial needs, plan for tomorrow and build a retirement strategy for the years ahead.
We look forward to working with you through all stages of your life. Please call me at 561-504-8622 for a complementary financial evaluation.
What Is a 1035 Exchange?
1035 exchanges provide a way to trade-in an annuity contract or life insurance policy without triggering a tax liability.
How does your ideal retirement differ from reality, and what can we do to better align the two?
Test Your Life Insurance Knowledge
How much do you know about one of the most important tools you have to help protect your and your family’s financial future?
There are common mistakes you can avoid when saving for retirement.
Knowing how insurance deductibles work can help you save money and give you peace of mind.
Irrevocable life insurance trusts can be important tools that may accomplish a number of estate objectives.
Here’s a list of 10 questions to ask that may help you better understand the costs and benefits of long-term-care insurance.
Here’s a guide to explain all the parts of Medicare.
Concerns over identity theft continue to grow, especially with data breaches at major companies and financial institutions.
Determine your potential long-term care needs and how long your current assets might last.
This calculator can help you estimate how much you may need to save for retirement.
Estimate the potential impact taxes and inflation can have on the purchasing power of an investment.
Use this calculator to compare the future value of investments with different tax consequences.
This calculator estimates how much life insurance you would need to meet your family's needs if you were to die prematurely.
This calculator may help you estimate how long funds may last given regular withdrawals.
The importance of life insurance, how it works, and how much coverage you need.
Using smart management to get more of what you want and free up assets to invest.
Learn more about taxes, tax-favored investing, and tax strategies.
Principles that can help create a portfolio designed to pursue investment goals.
How federal estate taxes work, plus estate management documents and tactics.
The chances of needing long-term care, its cost, and strategies for covering that cost.
When should you take your Social Security benefit?
It's easy to let investments accumulate like old receipts in a junk drawer.
The average retirement lasts for 18 years. Are you prepared to fill that many days?
Agent Jane Bond is on the case, discovering how bonds diversify a portfolio.
In good times and bad, consistently saving a percentage of your income is a sound financial practice.
Here’s a crash course on saving for college.